Cherokee County Homes under $500,000

Cherokee County Homes under $500,000

Welcome to Cherokee County, North Carolina—a hidden gem nestled in the majestic Appalachian Mountains. Known for its breathtaking landscapes, rich cultural heritage, and vibrant community, Cherokee County offers a unique blend of outdoor adventure and small-town charm. Whether you’re an outdoor enthusiast eager to explore the lush forests, serene lakes, or the winding trails of the Nantahala National Forest, or you’re drawn to the area’s rich Native American history and welcoming atmosphere, Cherokee County has something for everyone.

For those looking to plant roots in this beautiful region, there’s a fantastic selection of homes available for under $500,000. From cozy cabins tucked away in the woods to charming single-family homes in friendly neighborhoods, the real estate market here is diverse and appealing. Imagine waking up to the soothing sounds of nature and sipping your morning coffee on a spacious porch while taking in the stunning mountain views.

Living in Cherokee County means enjoying a laid-back lifestyle with access to modern conveniences. You’ll find local shops, restaurants, and community events that foster a strong sense of belonging. Plus, with the nearby towns of Murphy and Hayesville offering additional amenities and entertainment, you’ll never be far from what you need.

Whether you’re searching for a weekend retreat or a forever home, Cherokee County’s homes under $500,000 provide an excellent opportunity to embrace the beauty and tranquility of North Carolina’s mountain life. Discover the perfect place to call home in this enchanting region today!

Newest Cherokee County Homes under $500,000

385 Fern Forest Trl, Murphy
$290,000
2 Beds ⋅ 1 Baths ⋅ 26048843 MLS
Escape to the mountains with this charming 2-bedroom, 1-bath cabin in Murphy, NC! Featuring log siding and a cozy stone fireplace with gas logs, this ranch-style home offers comfortable, easy main-level living. The screened porch is the perfect spot to enjoy your morning coffee, relax in the fresh mountain air, and take in the peaceful surroundings. Enjoy seasonal winter mountain views, or head down to the lower deck and gather around the firepit for evenings under the stars. The unfinished basement offers a workshop area, plenty of shelving, and generous storage space for tools, outdoor gear, and hobbies. With its inviting mountain cabin feel, easy main-level living, and peaceful setting, this property makes a wonderful full-time residence, weekend getaway, or mountain retreat. Come experience the simple pleasures of mountain living!

385 Fern Forest Trl, Murphy
16 Hemlock Way, Andrews
$239,800
3 Beds ⋅ 2 Baths ⋅ 26048839 MLS
A Rare Untouched Canvas - Mid-Century Brick Ranch Ready for Your Vision, Just Outside Andrews. Opportunities like this don't come along often. This single-story brick ranch, built in 1961, has been lovingly cared for and remarkably preserved -- and now it's ready for a new owner to blend timeless mid-century bones with the modern conveniences of today. If you've been searching for a home with real character and untapped potential, one that hasn't been stripped of its original charm by decades of remodels, this is it. Step inside and you'll immediately sense the quality of a home built to last. The original cabinetry and hardware remain fully intact, offering a wonderful foundation to restore, refinish, or thoughtfully update to suit your taste -- whether you choose to preserve the authentic mid-century aesthetic or reimagine the space with a fresh, modern palette. The bathrooms retain their delightfully original tile work and period-correct colored sinks and toilets, a rare survival that mid-century enthusiasts will appreciate and that offers a fantastic starting point for a stylish renovation that honors the home's roots. The master bath's standout feature -- a very cool sunken shower/tub -- is a unique architectural detail worth preserving and building a refreshed design around. This home represents that increasingly rare find: a well-maintained original that hasn't been altered, giving you full creative control to update systems, finishes, and fixtures exactly the way you want, rather than paying to undo someone else's dated renovation. Solid brick construction and a functional single-story ranch floor plan mean you're investing in good structure and easy living, with the freedom to modernize room by room, on your own timeline and budget. Outside, the possibilities continue. A large connected garage offers space for vehicles, a workshop, or storage for projects and hobbies. The yard is a true asset -- grassy, well-established, and shaded by mature trees, with a garden shed ready for tools, equipment, or a future she-shed or studio conversion. Set on a generous .66 acres just outside Andrews city limits, you'll enjoy the elbow room and privacy of a larger lot while still benefiting from the convenience of city water and sewer infrastructure -- a combination that's increasingly hard to find and one that simplifies any future renovation plans considerably. Prime Western North Carolina Location: Beyond the property itself, the location is a huge part of the appeal. Nestled in the scenic Nantahala region of Western North Carolina, this home is just minutes from historic downtown Andrews and within easy reach of some of the most beloved destinations in the Southern Appalachians: Great Smoky Mountains National Park & Bryson City - the most visited national park in the nation, along with the scenic Great Smoky Mountains Railroad Fontana Lake & Fontana Dam - boating, fishing, and unforgettable mountain sunsets. Nantahala Gorge & Nantahala River - renowned whitewater rafting and access to the Appalachian Trail. Andrews & Murphy, NC - harming downtowns with local shops, restaurants, and community events. Robbinsville & the Cherohala Skyway - widely regarded as one of the most beautiful scenic drives in the Eastern United States. Asheville - about 1.5-2 hours away for vibrant arts, dining, breweries, and regional airport access. Chattanooga, TN & Atlanta, GA - both within comfortable driving distance for weekend getaways or major air travel connections. Whether your vision is a careful, historically-minded restoration or a full modern transformation, this property gives you a genuine blank slate with excellent bones, a fantastic lot, and a location that puts the best of Western North Carolina's mountains, lakes, and towns right at your doorstep. Homes with this much original integrity, on acreage, with city utilities already in place, simply don't come along often --

16 Hemlock Way, Andrews
19191 Us Hwy 19, Andrews
$299,800
3 Beds ⋅ 3 Baths ⋅ 26048837 MLS
12.5 ACRES OF PRIVATE UNRESTRICTED MOUNTAIN LAND WITH A COOL, NATURAL SPRING & A CLASSIC WOODSIDED HOME READY TO FINISH. Here's your chance to own 12.5 acres of true privacy and turn it into your own personal retreat. The land is the star of this offering -- an enchanted forest of towering hardwoods laced with a network of established roads and trails that wind up through the trees toward open mountain views. Explore every corner on foot, by ATV, or on horseback, and discover multiple elevated sites suitable for private homesites, each tucked into its own setting among the trees. Whether you're dreaming of a family compound with separate homes for the next generation, a personal retreat away from it all, or simply the peace of knowing the woods around you are entirely your own, this land offers a canvas for whatever you envision. Tucked into its own quiet holler, the property also includes a cool, clear natural spring, ready to tap into -- a wonderful feature that's increasingly hard to find and a real asset for anyone dreaming of a self-sufficient mountain homestead. Wild turkey, and songbirds move through the property, and the mix of mature hardwoods offers shade in summer and open views once the leaves drop in fall, revealing long-range mountain scenery from the higher elevations of the land. The home itself is a solid brick 3-bedroom, 2-bath with a full basement, offering 2,063 square feet of living space. Built to last, this classic Woodsided and Metal roof construction gives you a rock-solid foundation, both literally and figuratively, to build your vision on. It's fully functional and ready to move into today, so there's no need to complete renovations before you can enjoy the property. At the same time, almost every room offers the opportunity to add your own personal touches, from updated finishes to a refreshed kitchen or bath, letting you shape the home to your own taste over time. The full basement adds valuable extra square footage, perfect for storage, a workshop, a home gym, or future finished living space. Whether you take it on room by room or all at once, this home gives you a great foundation and real potential to make it exactly what you want. The seller is offering a 25K credit at closing toward repairs and updates to help you shape the home to your vision from day one. Together, the home, land, and repair credit offer a rare combination: a move-in-ready base, all the privacy and natural beauty you could want just outside the door, room to create additional private homesites for family or future building, and the resources to make it your own. Bring your vision and make this private mountain retreat yours. Also the LOCATION: Enjoy the quiet at home while staying close to everything the Nantahala area offers. Whitewater rafting and kayaking on the Nantahala River, the Nantahala Outdoor Center, hiking and fly fishing throughout the Nantahala National Forest, the Appalachian Trail, Fontana Lake and Dam, the scenic Cherohala Skyway, and the Great Smoky Mountains National Park are all within easy reach, along with the shops, dining, and historic train excursions of downtown Bryson City. Andrews is just minutes away for shopping, dinning or having fun on the rail cars. Whether your weekends are built around outdoor adventure or quiet time on your own land, this location puts it all within reach. Schedule your showing today and see everything this special property has to offer.

19191 Us Hwy 19, Andrews
101 Natoli Way, Murphy
$349,000
2 Beds ⋅ 2 Baths ⋅ 26048807 MLS
Welcome to your private mountain retreat! Tucked away on a sprawling 5.75-acre pasture in the desirable Culberson Hideaway area, this charming two story stick-built home also includes two stand alone efficiency rentals with tenants in place! The main home offers peaceful, serene living with plenty of room to roam. Featuring vaulted ceilings and a full lower level living space, the home boasts 2 bedrooms, 2 full baths, a private setting, and a functional layout complete with a 2 car detached carport. Enjoy the tranquil natural surroundings, abundant wildlife, and crisp mountain air while still being just a short drive to local amenities in Murphy. Whether you are looking for a permanent residence, a weekend getaway, or a peaceful mountain escape, this property is a must-see!

101 Natoli Way, Murphy
1410 Village Rd, Murphy
$295,000
3 Beds ⋅ 2 Baths ⋅ 26048785 MLS
Welcome to your mountain retreat in the gated Bear Paw community! Nestled among the trees on a private wooded lot, this 3-bedroom, 2-bath home--featuring a newly added room--offers the perfect blend of privacy, comfort, and mountain charm. Inside, you'll find soaring vaulted tongue-and-groove ceilings with exposed beams, hardwood floors, a stunning floor-to-ceiling stone gas fireplace, and large windows that fill the home with natural light. The open living, dining, and kitchen area creates a warm gathering space, while the upper level features a second bedroom, full bath, and a flexible loft. Enjoy the modern comfort of a dual-zone HVAC system providing separate climate controls for the upper and lower levels. Step outside to relax on the spacious deck, take advantage of the fenced yard for pets, and appreciate the peace of mind offered by the encapsulated crawlspace equipped with a dehumidifier. The desirable Bear Paw community offers fantastic amenities, including gated security, paved roads, a clubhouse, pool, marina with access to Lake Hiwassee, tennis courts, playgrounds, and picnic areas. Ideal as a full-time residence, mountain getaway, or lucrative vacation rental!

1410 Village Rd, Murphy
525 Beaver Ridge Rd, Murphy
$310,000
2 Beds ⋅ 2 Baths ⋅ 26048754 MLS
If you've been looking for a mountain getaway that feels like a true cabin retreat, this one is worth a look! Tucked into the trees, this charming log cabin has all the warmth and character you'd hope for in a mountain home. Inside, you'll find beautiful wood walls and floors, soaring ceilings, and a gorgeous floor-to-ceiling stone fireplace that immediately makes you want to grab a cup of coffee and settle in. The main living area is open and comfortable, with plenty of windows bringing in natural light and giving you a beautiful view of the surrounding woods. The kitchen opens to the living and dining areas, making it easy to cook, gather, and enjoy time together. A loft overlooking the great room adds even more space and gives the cabin that classic mountain feel. But honestly, one of the best parts of this property is the outdoor space. There are multiple levels of decking, including covered areas where you can sit and enjoy the peaceful surroundings no matter the weather. There's plenty of room for grilling, entertaining, or simply sitting outside and listening to the sounds of nature. The setting is private and surrounded by mature trees, giving you that tucked-away feeling that's so hard to find. Whether you're looking for a weekend escape, a vacation rental opportunity, or a place to slow down and enjoy mountain living, this cabin has the cozy, laid-back feel you've been looking for. Come take a look and see why mountain life just feels a little better from a front porch!

525 Beaver Ridge Rd, Murphy
762 Mary King Mountain Dr, Murphy
$399,900
2 Beds ⋅ 2 Baths ⋅ 26048721 MLS
Welcome to 762 Mary King Mountain, a charming mountain retreat tucked into the beautiful hills of Murphy, North Carolina. Surrounded by mature trees and natural beauty, this inviting property offers a peaceful setting, long-range mountain views, and a comfortable home designed for enjoying the best of mountain living. Inside, you'll find a warm and welcoming open-concept living area featuring **gleaming hardwood floors, vaulted ceilings, and a stunning floor-to-ceiling stone fireplace** that serves as the centerpiece of the home. The spacious living room flows seamlessly into the dining area and kitchen, creating an ideal gathering space for family and friends. The kitchen offers abundant natural wood cabinetry, generous counter space, a large center island with seating, and stainless-steel appliances. Large windows allow natural light to fill the living spaces while bringing the beauty of the surrounding landscape indoors. Step outside onto the deck and take in the peaceful wooded setting and **beautiful long-range mountain views**. Whether you're sipping your morning coffee, enjoying dinner outdoors, or simply relaxing at the end of the day, this property offers plenty of opportunities to slow down and enjoy the scenery. The property also features a **separate detached structure**, offering additional flexibility for guests, hobbies, a home office, studio space, or storage. The paved driveway provides ample parking, while established landscaping, mature trees, and thoughtfully maintained grounds add to the property's appeal. Located in the mountains of **Murphy, NC**, this fully furnished home offers the tranquility and privacy many buyers are searching for while still being within convenient reach of town, shopping, dining, outdoor recreation, and all that the surrounding mountains have to offer. **If you've been dreaming of a peaceful mountain home with character, beautiful views, and room to enjoy the outdoors, 762 Mary King Mountain may be the one you've been waiting for.**

762 Mary King Mountain Dr, Murphy
168 Lilac Trl, Murphy
$315,000
2 Beds ⋅ 2 Baths ⋅ 26048698 MLS
Welcome home to 168 Lilac Trail! Tucked away at the end of a quiet, private road just outside Murphy, this beautifully maintained, move-in-ready ranch offers the perfect combination of privacy, accessibility, and convenient one-level living. Ample parking is available with a spacious driveway and an oversized attached two-car garage. Relax on the covered front porch featuring insulated panel roofing that helps keep the space cool even during the summer months, or enjoy the full-length back deck overlooking the peaceful wooded setting. A wheelchair-accessible ramp leads into the home, and the thoughtfully designed floor plan features extra-wide doorways throughout, making the home fully accessible without sacrificing style or comfort. Inside, you'll find over 1,600 square feet of well-designed living space with an open-concept layout, durable luxury vinyl plank flooring, and a beautiful stacked-stone gas fireplace with a wood mantel serving as the focal point of the spacious great room. The oversized kitchen offers abundant cherry cabinetry and opens seamlessly to the living area, making this home ideal for entertaining family and friends. All appliances & central heat & air have been replaced within 5 years. The split-bedroom floor plan provides privacy for everyone. The oversized primary suite offers a relaxing retreat, while the generously sized guest bedroom is complemented by a spacious office that's equal in size, making it perfect for working from home, hobbies, or additional accommodations. French doors open onto the expansive rear deck, creating the perfect extension of your living space for morning coffee or evenings enjoying the mountain air. The level backyard is partially fenced and surrounded by mature trees, offering privacy and room for pets, gardening, or outdoor recreation. Attractive retaining walls and stone accents add curb appeal, while the driveway and grounds are exceptionally clean and easy to maintain. Additional features include central heat and air, all appliances conveying, a private well plus deeded access to the community well for added peace of mind, and a 50-gallon water heater and water pressure tank that have both been replaced within the last five years. Whether you're looking for a full-time residence, an accessible home, or a peaceful mountain retreat with room to grow, 168 Lilac Trail checks all the boxes. Schedule your private showing today! 2 additional lots can be purchased seperately

168 Lilac Trl, Murphy
790 Sierra Cir, Murphy
$439,900
3 Beds ⋅ 4 Baths ⋅ 26048165 MLS
Long-range mountain views take center stage at this nearly new 3BR/3.5BA retreat, custom built in 2024 and set on 1.64 wooded acres. Designed across three finished levels, the main floor features a bright open living and dining area, gas-log fireplace, 10-foot kitchen ceilings, solid hardwood cabinetry, breakfast bar and convenient half bath. Upstairs, both spacious bedrooms offer private ensuite baths, including the primary suite. The finished lower level provides a third bedroom, full bath and flexible recreation space, with plumbing and electrical already in place for a future wet bar or kitchenette. Multiple covered decks invite you to relax and enjoy the year-round views. Quality features include Pella windows and doors, oversized showers, HardiPlank siding, a solid-pour basement, two-zone HVAC, tankless water heater and owned propane tank. Fiber-optic internet is reportedly available, and short-term rentals are permitted, making this an appealing mountain getaway, full-time residence or investment opportunity. Conveniently located near downtown Murphy, Harrah's Valley River Casino and Lake Hiwassee. Offered partially furnished and ready for its next owner. If you've been waiting for the perfect opportunity to buy that mountain retreat, this may be it! The Sellers are ready to make deal!

790 Sierra Cir, Murphy
221 Chatto Loop Rd, Murphy
$285,000
2 Beds ⋅ 2 Baths ⋅ 26048035 MLS
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected. Sellers make no representation about fireplace functionality.

221 Chatto Loop Rd, Murphy
6686 Nc Hwy 141, Other
$229,000
2 Beds ⋅ 2 Baths ⋅ 26048001 MLS
Nestled in the scenic mountains of Western North Carolina, this property offers a rare opportunity to own approximately 21.73 (+/- ) unrestricted acres ( less the amount of acreage resulting from the cell tower carveout) Includes older farm house home with year-round creek frontage, mature hardwoods, and endless possibilities. The acreage is made up of 3 discrete contiguous parcels. Whether you're looking for a private mountain retreat, homestead, recreational getaway, or future homesite, this property provides the space and freedom to bring your vision to life. The acreage offers multiple attractive areas for development, along with a network of trails winding through the property -- perfect for hiking, ATV riding, or simply exploring the natural beauty of the land. Generous creek frontage adds both charm and tranquility, creating an idyllic setting for relaxing or enjoying the outdoors. Convenient access is available directly off both NC Hwy 141 and Slow Road. An older 2-bedroom, 1-bath home and was previously occupied but a fixer upper . The home has an operational HVAC unit in place, along with power, water, and septic; however, no documentation is available for these systems

6686 Nc Hwy 141, Other
17 Moore St, Andrews
$250,000
3 Beds ⋅ 3 Baths ⋅ 26047831 MLS
This charming home in Andrews NC is conveniently locate close to everything! This would make a great 1st home. Good sized bedrooms and a cute country kitchen are just some of this homes charm. A sweet fixer upper out building that would be ideal for guests or an office! The convenient carport is nice for those rainy days. Sit on the front portch and take in the views of the long range mountains! The roof was replaced in 2025. Home needs a little TLC. Nice corner lot with easy access.

17 Moore St, Andrews
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